Amount borrowed
What you receive / finance.
Loan calculator
See what the numbers could look like.
Adjust the amount and repayment term in months to explore an indicative flat-rate estimate. This is not an offer of credit or a guarantee of approval.
ESTIMATE ONLY
Estimate formula: principal + (principal × 3% annual flat estimate × months ÷ 12), divided by the number of monthly repayments. Actual rates, fees, terms and charges depend on the applicable product and credit agreement.
Estimated monthly repayment
R5 521
Number of monthly repayments
24 months
Estimated total repayment
R132 500
Estimated interest
R7 500
Estimated charges
R0
Confirm applicable charges in the quotation.
Important: This calculator is an estimate only. It does not constitute an offer of credit, quotation or guarantee of approval.
Educational guide
Why the monthly repayment isn’t the whole story
A lower monthly instalment can result from a longer repayment period. That may change the total amount you repay over the life of the agreement.
Cost of credit
Applicable interest and charges.
Total repayment
What you pay over the relevant repayment period.
Always compare the total cost and repayment structure rather than looking only at the monthly instalment.