LUMIN ZA’s responsibility
Apply applicable assessment and responsible-lending requirements.
Responsible lending
Responsible borrowing starts with understanding.
Credit should be considered carefully by both the credit provider and the customer.
Two responsibilities
Responsible credit is shared.
Customer responsibility
Provide complete and accurate information and understand the financial commitment before accepting credit.
Before you borrow: Consider whether you can afford the repayment, understand the total cost and term, have considered existing commitments, have read the documents and feel comfortable with the decision.