Financial solution

Business Finance

Help your business move forward.

Finance solutions for eligible businesses looking for funding for business-related needs.

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At a glance
  • ✓ From R10,000
  • ✓ Up to R6,000,000
  • ✓ Repayment terms up to 160 months where applicable
  • ✓ Application: Online
  • ✓ Assessment: Subject to applicable lending criteria
  • ✓ Supporting documents may be required
What can the finance be used for?

Start with the purpose.

The appropriate use of finance depends on the product selected and the customer’s circumstances.

  • ✓ Working capital
  • ✓ Equipment
  • ✓ Inventory
  • ✓ Expansion
  • ✓ Operational requirements
  • ✓ Business projects
What information will I need?

Prepare for the journey.

Depending on the product, customers may be asked for:

  • ✓ Business registration information
  • ✓ Business banking information
  • ✓ Business income
  • ✓ Business expenses
  • ✓ Financial statements or supporting documents where required
What happens during assessment?

Information is reviewed carefully.

Your application information may be reviewed as part of the applicable assessment process. This may include relevant financial information, affordability and supporting documents.

Important: Providing information does not guarantee approval. All applications remain subject to the applicable assessment process and lending criteria.
Before accepting

Read before you decide.

Do not accept credit simply because you have been approved. Review the quotation and agreement carefully.

  • ✓ How much you are borrowing
  • ✓ What you will repay
  • ✓ When you will repay
  • ✓ What interest and fees apply
  • ✓ What happens if payments are missed
  • ✓ Your rights and responsibilities
Business finance

What we may need from your business

Business-finance applications may require additional information depending on the nature and structure of the business.

Important: Provide complete and accurate business information and supporting documents where requested.
Questions before applying?

Still have questions?

You do not have to begin your application before understanding the process.

063 001 5338
078 621 6617
info@luminzafinance.com

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