Financial solution

Medical Finance

Financing support for eligible medical-related costs.

Explore financing support for eligible medical-related expenses, subject to the specific product, provider arrangements and assessment.

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At a glance
  • ✓ From R10,000
  • ✓ Up to R6,000,000
  • ✓ Repayment terms up to 160 months where applicable
  • ✓ Application: Online
  • ✓ Assessment: Subject to applicable lending criteria
  • ✓ Supporting documents may be required
What can the finance be used for?

Start with the purpose.

The appropriate use of finance depends on the product selected and the customer’s circumstances.

  • ✓ Medical procedures
  • ✓ Dental expenses
  • ✓ Specialist treatment
  • ✓ Healthcare-related costs
  • ✓ Other eligible medical expenses
What information will I need?

Prepare for the journey.

Depending on the product, customers may be asked for:

  • ✓ Amount required
  • ✓ Provider quotation where applicable
  • ✓ Repayment
  • ✓ Interest
  • ✓ Fees
  • ✓ Total cost
  • ✓ Alternative payment arrangements
What happens during assessment?

Information is reviewed carefully.

Your application information may be reviewed as part of the applicable assessment process. This may include relevant financial information, affordability and supporting documents.

Important: Providing information does not guarantee approval. All applications remain subject to the applicable assessment process and lending criteria.
Before accepting

Read before you decide.

Do not accept credit simply because you have been approved. Review the quotation and agreement carefully.

  • ✓ How much you are borrowing
  • ✓ What you will repay
  • ✓ When you will repay
  • ✓ What interest and fees apply
  • ✓ What happens if payments are missed
  • ✓ Your rights and responsibilities
Healthcare costs can be difficult to plan for.

Understand the full commitment.

Medical expenses can arise unexpectedly or involve planned procedures. If you are considering finance for an eligible medical expense, understand both the healthcare cost and the resulting credit commitment.

Consider the amount required, provider quotation where applicable, repayment, interest, fees, total cost and alternative payment arrangements.
Questions before applying?

Still have questions?

You do not have to begin your application before understanding the process.

063 001 5338
078 621 6617
info@luminzafinance.com

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