Home Finance
Financing for one of life’s biggest decisions.
Explore available home-finance options for an eligible residential property purchase.
Apply now →- ✓ From R10,000
- ✓ Up to R6,000,000
- ✓ Repayment terms up to 160 months where applicable
- ✓ Application: Online
- ✓ Assessment: Subject to applicable lending criteria
- ✓ Supporting documents may be required
Start with the purpose.
The appropriate use of finance depends on the product selected and the customer’s circumstances.
- ✓ Property purchase
- ✓ Residential property
- ✓ Long-term repayment
- ✓ Affordability assessment
- ✓ Property-related documentation
Prepare for the journey.
Depending on the product, customers may be asked for:
- ✓ Loan amount
- ✓ Deposit where applicable
- ✓ Interest
- ✓ Loan term
- ✓ Monthly repayment
- ✓ Total cost
- ✓ Property-related costs
- ✓ Insurance where applicable
- ✓ Transfer and registration costs where applicable
Information is reviewed carefully.
Your application information may be reviewed as part of the applicable assessment process. This may include relevant financial information, affordability and supporting documents.
Read before you decide.
Do not accept credit simply because you have been approved. Review the quotation and agreement carefully.
- ✓ How much you are borrowing
- ✓ What you will repay
- ✓ When you will repay
- ✓ What interest and fees apply
- ✓ What happens if payments are missed
- ✓ Your rights and responsibilities
Buying a home is a long-term financial commitment.
Understand more than the monthly repayment. Make sure you understand all applicable costs and requirements before accepting an offer.
No invented home-loan rates or repayment periods are published here.
Still have questions?
You do not have to begin your application before understanding the process.