Financial solution
Vehicle Finance
Move toward your next vehicle.
Explore finance for eligible vehicles, subject to the applicable assessment and product terms.
Apply now →At a glance
- ✓ From R10,000
- ✓ Up to R6,000,000
- ✓ Repayment terms up to 160 months where applicable
- ✓ Application: Online
- ✓ Assessment: Subject to applicable lending criteria
- ✓ Supporting documents may be required
What can the finance be used for?
Start with the purpose.
The appropriate use of finance depends on the product selected and the customer’s circumstances.
- ✓ Vehicle purchase
- ✓ Vehicle information
- ✓ Personal and affordability information
- ✓ Supporting documents
- ✓ Applicable agreement terms
What information will I need?
Prepare for the journey.
Depending on the product, customers may be asked for:
- ✓ Vehicle details
- ✓ Income and expenses
- ✓ Existing commitments
- ✓ Quotation or supporting purchase information
What happens during assessment?
Information is reviewed carefully.
Your application information may be reviewed as part of the applicable assessment process. This may include relevant financial information, affordability and supporting documents.
Important: Providing information does not guarantee approval. All applications remain subject to the applicable assessment process and lending criteria.
Before accepting
Read before you decide.
Do not accept credit simply because you have been approved. Review the quotation and agreement carefully.
- ✓ How much you are borrowing
- ✓ What you will repay
- ✓ When you will repay
- ✓ What interest and fees apply
- ✓ What happens if payments are missed
- ✓ Your rights and responsibilities
Before you finance a vehicle
Think beyond the instalment.
Your vehicle budget may also need to account for:
- ✓ Fuel
- ✓ Insurance
- ✓ Maintenance
- ✓ Licensing
- ✓ Tyres
- ✓ Repairs
- ✓ Parking
Questions to ask
- ✓ Can I afford the complete cost of owning the vehicle?
- ✓ How long will the finance run?
- ✓ What will I pay in total?
- ✓ What happens if my circumstances change?
Questions before applying?
Still have questions?
You do not have to begin your application before understanding the process.