Credit Cards & Budget Facilities
Flexible access to credit, where available.
This page clearly distinguishes the actual product offered. Product terms, fees and limits must be confirmed before publication.
Apply now →- ✓ From R10,000
- ✓ Up to R6,000,000
- ✓ Repayment terms up to 160 months where applicable
- ✓ Application: Online
- ✓ Assessment: Subject to applicable lending criteria
- ✓ Supporting documents may be required
Start with the purpose.
The appropriate use of finance depends on the product selected and the customer’s circumstances.
- ✓ Credit limit
- ✓ Available balance
- ✓ Minimum payment
- ✓ Interest
- ✓ Fees
- ✓ Repayment
- ✓ Budget facility
Prepare for the journey.
Depending on the product, customers may be asked for:
- ✓ Identity and contact information
- ✓ Income and expense information
- ✓ Existing commitments
- ✓ Applicable product terms
Information is reviewed carefully.
Your application information may be reviewed as part of the applicable assessment process. This may include relevant financial information, affordability and supporting documents.
Read before you decide.
Do not accept credit simply because you have been approved. Review the quotation and agreement carefully.
- ✓ How much you are borrowing
- ✓ What you will repay
- ✓ When you will repay
- ✓ What interest and fees apply
- ✓ What happens if payments are missed
- ✓ Your rights and responsibilities
Credit is flexible — but it still needs a plan.
Using a credit facility responsibly means understanding how balances, repayments, interest and applicable fees interact.
No generic card benefits, rewards, interest rates or limits are published until formally defined.
Still have questions?
You do not have to begin your application before understanding the process.